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Privacy Policy for MyFinancesPal

Last Updated: June 19, 2026

Introduction

MyFinancesPal ("we", "our", or "us") is a personal finance management application designed to help users track expenses, monitor debts, and manage investments.

This Privacy Policy explains how we collect, use, store, disclose, and protect your information when you use the MyFinancesPal mobile application.

Information We Collect

Account Information

When you create and use an account, we collect:

• Email address

User authentication is provided through Amazon Cognito, a service operated by Amazon Web Services (AWS).

Financial Information

We collect financial information that you voluntarily enter into the application, including:

• Expense and transaction records
• Debt information
• Investment information (including beta features)
• Financial categories and preferences

Technical Information

We may collect limited technical information necessary for operating and maintaining the application, including:

• Device information
• Application diagnostics
• Error logs
• Usage information related to application functionality

How We Use Your Information

We use your information to:

• Create and manage user accounts
• Authenticate users securely
• Provide personal finance tracking features
• Store and display financial information
• Improve application performance and reliability
• Respond to support requests
• Protect against unauthorized access and misuse

Data Storage and Security

MyFinancesPal uses Amazon Web Services (AWS) infrastructure to store and process information.

User data may be stored using AWS services including Amazon Cognito and Amazon DynamoDB.

We implement reasonable administrative, technical, and organizational safeguards designed to protect your information. However, no method of transmission over the Internet or electronic storage can be guaranteed to be 100% secure.

Data Sharing and Disclosure

We do not sell, rent, or share your personal information with third parties for marketing purposes.

Information may be disclosed only:

• To service providers necessary to operate the application, such as AWS
• When required by law or legal process
• To protect the security, rights, or property of MyFinancesPal and its users

Data Retention

We retain information for as long as your account remains active or as necessary to provide application services.

When an account is deleted, associated personal information may be deleted or anonymized within a reasonable period unless retention is required by law.

Your Rights

Depending on applicable laws, you may have the right to:

• Access your personal information
• Request correction of inaccurate information
• Request deletion of your account and associated data
• Request information about how your data is processed

Account and Data Deletion

Users may request deletion of their account and associated data by contacting:

After verification of the request, we will delete personal information and financial records associated with the account, except where retention is required by law.

Children's Privacy

MyFinancesPal is not intended for children under the age of 13. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any updates will be reflected by revising the "Last Updated" date at the top of this page.

Contact Information